Can I buy a house with an ITIN number?

Buying a home is a dream that most people strive for. In the U.S., it’s possible to purchase a home, even if you don’t have a social security number. If you are a foreign national and aren’t eligible for a social security number, you can look into getting an ITIN number, an Individual Tax Identification Number. You’ll need to apply for ITIN before you begin thinking about a home purchase. Here is how you can get into your future home with an ITIN number:

- Establish credit by obtaining credit cards or other loans. 
- Maintain a positive rental payment history for two years or more.
- Look into ITIN mortgage loan programs.  

The Home-Buying Process in the United States

For most people who aim to buy a home in the U.S., it’s necessary to obtain financing and qualify for a mortgage loan. In order to secure a mortgage, lenders typically require a social security number. Foreign nationals can work with some banks if they have an ITIN number instead of a social security number. You’ll need to have completed your ITIN application and established some credit before a lender will approve you for a loan. The ITIN number is also necessary for completing your IRS tax return every year once you become a homeowner.