Can I get a credit card with an ITIN number?

Can I get a credit card with an ITIN number?

Individuals who don’t have a social security card can still be approved for a U.S. credit card. They’ll need to have an ITIN number, or an Individual Tax Identification Number. Once they secure this number, they can begin the process of building a positive credit history with a credit card approval. Here is how it works:

- Fill out an ITIN online application.

- Seek out reputable banks that accept applicants who have an ITIN number.

- Review credit history and choose the credit card that works best for you.

The Importance of Good Credit 

In the U.S., having a strong credit history is essential to your financial future. If you hope to buy a home or a car one day, you’ll need good credit for low-cost loans and a higher chance of getting approved. Someone from another country who is a new arrival to the U.S. may have no credit history to speak of, and it’s important to build that history as soon as possible. To do this, you can secure a credit card, use it responsibly, and pay it off each month in full.

Over time, your credit file will grow and your reputation as a responsible member of society will continue to expand. Foreign nationals may be at a disadvantage in establishing credit because they can’t get a social security card. An alternative is to apply for an ITIN number and use that for your tax purposes and loan applications.

How to Get an ITIN Number

Today, it’s easier than ever to get an ITIN apply online. Just review the documents to be submitted for ITIN. Then, use the services of to fill out your ITIN application. This timesaving website will allow you to fill form W 7 online and get closer to your new credit card.

Start the application process right now at and learn more about what documents you need. That way, you can begin creating your credit history and increase your purchasing power for the future.